Turn almost any bank statement into clean, reconciliation-ready books.

BankTidy reads statements most template-based tools struggle with — including many credit-union, scanned, and international formats — and gives you reconciliation-ready CSV or Excel in seconds. Built for bookkeepers and accountants who bill by the hour.

Convert a statement free →
No template setup 14/14 reconciled to the penny We don't keep your statements

The converter that doesn't need a template for your bank

Most statement tools ship a library of hand-built parsers and fail the moment a layout isn't on the list. BankTidy reads the page like a person does — so the long-tail banks are exactly where it shines.

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Any bank, zero setup

Credit unions, regional banks, international formats, even a phone photo of a statement. No template to pick, no mapping to configure.

Reconciliation-ready, not just "best effort"

Every conversion checks opening + transactions against the closing balance. If it doesn't tie out, we flag it so you can review before you post — you always verify the output before it hits the books.

🏷️

Categorized for the books

Transactions come back coded (income, payroll, fuel, supplies, fees…) with a cash-flow summary you can drop straight into a client's file.

From PDF to books in three steps

The whole thing takes under a minute per statement.

1

Upload the statement

Drag in a PDF, scan, or photo. One statement or a whole batch.

2

We extract & reconcile

Every transaction is pulled, signed correctly, and checked against the statement's own balances.

3

Export clean data

Download reconciled Excel, CSV, or a QuickBooks/Xero-ready file. Done.

Why bookkeepers switch

Template-based tools need a predefined layout for each bank — so a new or unusual format means cleanup by hand.

 
Template tools
BankTidy
Works on an unknown bank/credit union
Needs a template
Usually — no template
Reads a scanned or photographed statement
Patchy
Often
Confirms the data actually balances
Rarely
Built in
Auto-categorizes for the books
Add-on
Included (Pro)
Setup before first conversion
Map fields
None

“Template-based tools” means converters that require a predefined template or field-mapping for each bank format. Comparison reflects typical behavior; results vary by tool and by statement. Always review converted output before posting.

Built privacy-first — because it's your clients' money

Bookkeepers are right to be careful with financial data. So we keep almost none of it — and we're precise about the little we do. Here's the honest breakdown.

✕ Never stored
  • Your uploaded statement file (discarded after it's read)
  • Your name & account number
  • Your bank login (there isn't one)
  • Your full IP address
⏳ Held briefly, then deleted
  • Your converted data — kept a couple of hours, encrypted, only so you can download it, then auto-deleted
✓ Kept (and why)
  • Your email — only if you make an account
  • Which bank & how many transactions
  • Whether the conversion worked
  • A region-level IP, deleted after 30 days
  • Your plan, for billing

We read your file, give you the spreadsheet, and don't keep your statement or its contents long-term. Read our full privacy promise →

Pricing that pays for itself in minutes, not months

The Starter plan costs less than 15 minutes of billable bookkeeping time. Start free — no card, no template setup.

Just need one messy statement converted? $9 buys 50 pages — one-time, no subscription, credits never expire.
Buy a 50-page pack →
Monthly Annual — 2 months free

Free

$0
Try it on real statements
  • 3 statements / month
  • Up to 30 pages per file
  • Reconciled CSV & Excel
  • Any bank, no setup
Start free

Starter

$15/mo
Light monthly workloads
  • 150 pages / month
  • QuickBooks & Xero exports
  • Reconciliation on every file
  • Top up anytime with $9 packs
Choose Starter
Most popular

Pro

$39/mo
For working bookkeepers
  • 500 pages / month
  • Auto-categorization + cash-flow
  • QuickBooks & Xero exports
  • Batch upload
  • Priority email support
Choose Pro

Pro Unlimited

$59/mo
Heavy volume, one user
  • Unlimited pages
  • Everything in Pro
  • No caps in busy season
Choose Unlimited

Firm

$129/mo
Multi-client practices
  • Everything in Pro Unlimited
  • 3 team seats
  • Client workspaces
  • API access
Choose Firm

Prices in USD. Subscriptions auto-renew until you cancel — one-click cancel, no email or phone call needed. A "page" is one page of a PDF statement.

Convert your first statement free

No card, no template setup. Upload a statement and get reconciliation-ready data back in seconds — see for yourself on a bank that's broken your last tool.

Open the converter → 3 free statements every month · One-time $9 packs, no subscription needed · We don't keep your statements

Questions

The things bookkeepers ask first.

Does it work with my bank?

Almost certainly. Unlike tools that maintain a fixed list of supported banks, BankTidy reads each statement directly, so unusual credit unions, regional banks, and international formats work without any setup. If you hit one it can't read, send it to us and we'll make it work.

What does "reconciled" actually mean here?

For every statement, we add the opening balance to the sum of all extracted transactions and compare it to the printed closing balance. If they match, you get a green "reconciled" check. If they don't, we tell you the discrepancy and flag the likely rows — so you catch a misread or a missed line before it hits the books.

Do you connect to my bank accounts?

No — and that's deliberate. You upload statements you already have. There's no bank login, no account linking, and nothing sitting on a live connection to your clients' accounts. It keeps the security surface small and keeps you in control of the data.

Can I get it into QuickBooks or Xero?

Yes. Export to CSV/Excel on every plan, and QuickBooks/Xero-ready formats on every paid plan (Starter and up).

Can't I just paste statements into ChatGPT?

You can, and for a short, clean statement it sometimes works. The problems show up at bookkeeping scale: general chatbots quietly drop or invent rows on long transaction tables and nothing warns you, they don't produce QuickBooks/Xero import files, and pasting client bank data into a consumer chat tool is a conversation you don't want to have with your client. BankTidy uses the same class of AI under the hood — what you're paying for is the verification layer around it: every statement is balance-reconciled (opening + transactions must equal the printed closing balance), discrepancies are flagged row-by-row, and we don't keep your statements.

Doesn't QuickBooks already import PDF statements?

QuickBooks Online can import some PDFs directly, and when it works on a clean, text-based statement from a major bank, use it. Where it struggles: scanned or photographed statements, credit unions and smaller institutions, larger files (QBO caps PDF uploads at 350KB — a few statement pages), and there's no reconciliation proof — rows go straight into your books without a check against the closing balance. Xero has no native PDF import at all. BankTidy handles the messy formats, proves the math first, and gives you a CSV you can review and edit before anything touches the ledger.

Is my clients' data safe?

Yes — and we keep almost nothing. We don't store your statement file, your name, or your account number. The converted data is held only a couple of hours, encrypted, so you can download it — then it's automatically deleted. Your files aren't used to train anything, and data is encrypted in transit and at rest. See exactly what we keep, what we hold briefly, and what we never touch in our privacy promise.