CapyParse leads with "99%+ accuracy" and template-free AI. That's a fine pitch — but a number in a headline isn't proof on your file. Here's an honest comparison for bookkeepers who need the totals to tie out.
CapyParse is a recent, AI-first entrant that reads any bank layout with no templates and lets you review extracted rows before export (capyparse.com). That per-file eyeballing is genuinely useful — but it puts the burden of catching a bad extraction back on you, line by line. A headline like "99%+ accuracy" also can't tell you whether your credit-union or scanned statement lands in the good 99% or the bad 1%.
BankTidy takes a different route: instead of asking you to trust a percentage, it does the arithmetic. Every file is reconciled — opening balance plus every extracted transaction must equal the printed closing balance, to the penny, or the likely problem rows are flagged for you. And rather than a marketing number, BankTidy publishes a reproducible benchmark anyone can check (below).
| BankTidy | CapyParse | |
|---|---|---|
| Reconciliation proof on every file | Yes — ties to the penny or flags the file | Manual "verify before export" review; no balance reconciliation |
| Published, reproducible accuracy benchmark | Yes — 14 real statements, 7 institutions, 3 countries, public | States "99%+ accuracy"; no published benchmark found |
| Credit-union, scanned & international formats | Yes — incl. a Spanish-language statement in the benchmark | Template-free AI; scanned/image PDFs; positions around any US/major bank |
| Push to Xero & QuickBooks | Xero and QBO export built in | CSV, Excel & QBO export |
| Real free trial | 3 full conversions / month, no card | 10 free pages, no card |
| Pricing | Free tier · $9 one-time 50-page pack (credits never expire) · plans $15/$39/$59/$129 per month | Basic $20/mo (250 pages); one-time packs $5/$10/$15 (credits valid ~1 year) |
CapyParse column sourced from the CapyParse pricing page as of publication. Where a claim couldn't be verified, it was left out.
Anyone can claim 99%. BankTidy publishes a reproducible test: 14 real bank statements from 7 institutions across 3 countries, every one reconciled to the penny — including a scanned US statement and a 79-transaction Spanish-language Ecuadorian statement, exactly the files template-free tools still stumble on. Read the full breakdown and methodology on the BankTidy accuracy benchmark.
Don't take our word for it — feed BankTidy the credit-union or scanned statement that broke your last tool. You get three full conversions a month free, no card required.
Is BankTidy a drop-in replacement for CapyParse?
For the core job — PDF bank statement in, clean CSV / Excel / QBO / Xero out — yes. BankTidy adds a reconciliation check on every file, so instead of eyeballing rows against the PDF yourself, you get told when the extracted numbers don't tie to the printed balance.
CapyParse says 99%+ accuracy. How is BankTidy different?
BankTidy doesn't ask you to trust a percentage. It reconciles opening balance plus every transaction to the printed closing balance on every file, and it publishes a reproducible benchmark you can inspect rather than a single headline number.
Can I really cancel any time?
Yes. There's a free tier with no card, a one-time $9 credit pack whose credits never expire, and monthly plans you can cancel yourself.
Does it handle statements CapyParse struggles with?
BankTidy is built to read credit-union, scanned and non-English / international statements and reconcile them to the printed balance — see the benchmark, which includes a scanned US statement and a Spanish-language statement.
See how BankTidy compares with the other converters bookkeepers weigh: DocuClipper · Hubdoc · AutoEntry · Statemently · BankStatementLab · Suparse.