How accurate is BankTidy? We ran it on 14 real bank statements.

Not a demo, not cherry-picked screenshots — actual bank and business-account statements from 7 institutions across 3 countries, scored by the one metric you can't fake.

14
real statements
100%
reconciled to the penny
7
institutions
3
countries
Every statement reconciled to the penny. All 14. Zero discrepancy.
Across ~185 transactions — from a 2-line summary to a 79-line Spanish-language statement from an Ecuadorian bank, and a scanned US statement other tools can't read. Each one's extracted transactions add up exactly to the printed closing balance.

Why "reconciled" is the honest metric

For every statement, BankTidy adds the opening balance to the sum of every transaction it extracted and compares the result to the printed closing balance. If they match to the penny, the statement reconciles — which is only possible if every transaction was captured, with the right sign, and no line was invented. Miss one row, flip one sign, or hallucinate a number, and the total won't tie. It's a self-proving test, which is why we publish it instead of a softer "fields detected" score — and why every statement below carries a green check earned by the math, not by our say-so.

Full results — every statement in the test

InstitutionCountryAccount / formatTxnsResult
Bank of Montreal (BMO)CanadaBusiness chequing23Reconciled ✓
Bank of Montreal (BMO)CanadaBusiness chequing2Reconciled ✓
Bank of Montreal (BMO)CanadaChequing (French)15Reconciled ✓
Western Alliance BankUSAMoney market3Reconciled ✓
Western Alliance BankUSAOperating account25Reconciled ✓
Royal Bank of Canada (RBC)CanadaChequing10Reconciled ✓
Royal Bank of Canada (RBC)CanadaChequing4Reconciled ✓
Royal Bank of Canada (RBC)CanadaChequing2Reconciled ✓
Royal Bank of Canada (RBC)CanadaDigital Choice business3Reconciled ✓
Royal Bank of Canada (RBC)CanadaChequing8Reconciled ✓
Banco BolivarianoEcuadorBusiness (Spanish)79Reconciled ✓
National Bank of CanadaCanadaUSD account2Reconciled ✓
StripeUSAPayout statement8Reconciled ✓
City National BankUSAScanned PDF1Reconciled ✓

Every statement in the test set is shown above — nothing dropped to flatter the number.

Methodology

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Benchmark run July 2026 on the live BankTidy engine. This page reports exactly what happened on a fixed set of 14 real statements; results on other statements will vary. Output is unaudited and intended for bookkeeping use — verify before filing.
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