Convert a Betterment statement to Xero
Turn a Betterment statement PDF into a clean, reconciliation-ready Xero import file in under a minute — no template setup, including many bank formats that template-based tools struggle with.
How to convert your Betterment statement
- Upload the PDF. Drag your Betterment statement into BankTidy. One file or a batch.
- We extract & reconcile. Every transaction is pulled and signed correctly, then checked against the statement's opening and closing balances.
- Download Xero. Get a Xero import file that's ready for your books.
Why BankTidy handles Betterment statements that other tools miss
Betterment is a robo-advisor cash platform whose statements bookkeepers reconcile alongside investment activity, so the deposit and transfer detail sits in a different context than a traditional bank statement. Its cash-account statements arrange transactions their own way and can shift in format across account types and versions. BankTidy reads the Betterment statement PDF exactly as generated rather than assuming a layout, and it verifies that the transactions it extracts tie out to the closing balance shown on the statement, so your CSV, Excel, QuickBooks, or Xero export is complete and ready to reconcile against the rest of the client's books.
Related: Why QuickBooks won't import your PDF · Credit-union statements · Credit-card statements · BankTidy vs DocuClipper · How-to guide
Frequently asked questions
Is it safe to convert my Betterment statement?
Yes. You upload a statement you already have — there's no Betterment login and no account linking. Files are processed only to produce your Xero import file and are not used to train anything; data is encrypted in transit and at rest.
Does this work if my Betterment statement is scanned or a photo?
Yes. BankTidy reads the page directly rather than relying on a pre-built template, so scans and phone photos work — exactly where template-based converters tend to fail.
Will the Xero output balance?
Every conversion checks the opening balance plus all transactions against the printed closing balance. If it ties out you get a reconciled confirmation; if not, the likely rows are flagged.
How many Betterment statements can I convert?
Three per month free, no card. Just have one big job? A one-time $9 pack covers 50 pages with no subscription, and credits never expire. Monthly plans start at $15 for regular volume.
Do I have to subscribe?
No. If you only need one statement converted, the $9 pack is a one-time purchase — nothing renews, nothing recurs. Plans exist for people converting statements every month.
Don't see your bank? Request it.
Tell us which bank or credit union you need and we'll add it. We read any layout — this just helps us prioritize.