Convert a Chime statement to Xero
Turn a Chime statement PDF into a clean, reconciliation-ready Xero import file in under a minute — no template setup, including many bank formats that template-based tools struggle with.
How to convert your Chime statement
- Upload the PDF. Drag your Chime statement into BankTidy. One file or a batch.
- We extract & reconcile. Every transaction is pulled and signed correctly, then checked against the statement's opening and closing balances.
- Download Xero. Get a Xero import file that's ready for your books.
Why BankTidy handles Chime statements that other tools miss
Chime is a widely used financial technology company, not a bank itself, that provides consumer banking services through partner banks and is known for its fee-light, mobile-first spending and savings accounts. Bookkeepers handling Chime activity for a client work from statements that emphasize everyday debit spending, direct deposits, and transfers in Chime's app-style layout. BankTidy reads the Chime statement PDF regardless of how that activity is arranged and reconciles the extracted transactions to the closing balance shown, so your Excel, CSV, QuickBooks, or Xero export accounts for the full period without hand-checking each line.
Related: Why QuickBooks won't import your PDF · Credit-union statements · Credit-card statements · BankTidy vs DocuClipper · How-to guide
Frequently asked questions
Is it safe to convert my Chime statement?
Yes. You upload a statement you already have — there's no Chime login and no account linking. Files are processed only to produce your Xero import file and are not used to train anything; data is encrypted in transit and at rest.
Does this work if my Chime statement is scanned or a photo?
Yes. BankTidy reads the page directly rather than relying on a pre-built template, so scans and phone photos work — exactly where template-based converters tend to fail.
Will the Xero output balance?
Every conversion checks the opening balance plus all transactions against the printed closing balance. If it ties out you get a reconciled confirmation; if not, the likely rows are flagged.
How many Chime statements can I convert?
Three per month free, no card. Just have one big job? A one-time $9 pack covers 50 pages with no subscription, and credits never expire. Monthly plans start at $15 for regular volume.
Do I have to subscribe?
No. If you only need one statement converted, the $9 pack is a one-time purchase — nothing renews, nothing recurs. Plans exist for people converting statements every month.
Don't see your bank? Request it.
Tell us which bank or credit union you need and we'll add it. We read any layout — this just helps us prioritize.