Convert a Commerce Bank statement to Xero
Turn a Commerce Bank statement PDF into a clean, reconciliation-ready Xero import file in under a minute — no template setup, including many bank formats that template-based tools struggle with.
How to convert your Commerce Bank statement
- Upload the PDF. Drag your Commerce Bank statement into BankTidy. One file or a batch.
- We extract & reconcile. Every transaction is pulled and signed correctly, then checked against the statement's opening and closing balances.
- Download Xero. Get a Xero import file that's ready for your books.
Why BankTidy handles Commerce Bank statements that other tools miss
Commerce Bank is a regional bank whose running-balance columns can trip up naive parsing tools, so a plain import often leaves the balances misaligned. Its business and personal checking, savings, and card statements each arrange those columns and fee sections differently by product. BankTidy reads the Commerce Bank statement PDF as it was issued rather than forcing it onto a template, and it confirms that the transactions it extracts reconcile to the closing balance printed on the statement, so your CSV, Excel, QuickBooks, or Xero export is complete without hand-fixing the running balance.
Related: Why QuickBooks won't import your PDF · Credit-union statements · Credit-card statements · BankTidy vs DocuClipper · How-to guide
Frequently asked questions
Is it safe to convert my Commerce Bank statement?
Yes. You upload a statement you already have — there's no Commerce Bank login and no account linking. Files are processed only to produce your Xero import file and are not used to train anything; data is encrypted in transit and at rest.
Does this work if my Commerce Bank statement is scanned or a photo?
Yes. BankTidy reads the page directly rather than relying on a pre-built template, so scans and phone photos work — exactly where template-based converters tend to fail.
Will the Xero output balance?
Every conversion checks the opening balance plus all transactions against the printed closing balance. If it ties out you get a reconciled confirmation; if not, the likely rows are flagged.
How many Commerce Bank statements can I convert?
Three per month free, no card. Just have one big job? A one-time $9 pack covers 50 pages with no subscription, and credits never expire. Monthly plans start at $15 for regular volume.
Do I have to subscribe?
No. If you only need one statement converted, the $9 pack is a one-time purchase — nothing renews, nothing recurs. Plans exist for people converting statements every month.
Don't see your bank? Request it.
Tell us which bank or credit union you need and we'll add it. We read any layout — this just helps us prioritize.