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Convert a First National Bank statement to Xero

Turn a First National Bank statement PDF into a clean, reconciliation-ready Xero import file in under a minute β€” no template setup, including many bank formats that template-based tools struggle with.

πŸ”’ Privacy-first: No bank login. We don’t keep your statements. Read, convert, done. How we handle data β†’ βœ“ See the accuracy benchmark β†’
Drop in your First National Bank PDF β€” get Xero back, reconciliation-ready.
Convert a statement free β†’
3 free / month Β· no card Β· no bank login
Bigger statement? $9 buys 50 pages one-time β€” no subscription, credits never expire. Get a pack β†’

How to convert your First National Bank statement

  1. Upload the PDF. Drag your First National Bank statement into BankTidy. One file or a batch.
  2. We extract & reconcile. Every transaction is pulled and signed correctly, then checked against the statement's opening and closing balances.
  3. Download Xero. Get a Xero import file that's ready for your books.

Why BankTidy handles First National Bank statements that other tools miss

First National Bank is a regional lender whose statements list fees and interest on dedicated lines, which reads clearly but still leaves a bookkeeper transcribing dense activity without an automated tool. Across its checking, savings, and card products the transaction sections are arranged differently by account type. BankTidy reads the First National statement PDF exactly as issued rather than relying on a fixed layout, and it confirms that the transactions it extracts reconcile to the closing balance printed on the statement, so your CSV, Excel, QuickBooks, or Xero export is balanced from the first pass.

No template setup. Nothing to configure for First National Bank β€” upload and go.
Reconciled output. The Xero file ties to the statement's own balances, or the rows are flagged.
Reads scans & photos. Works on imaged statements, not just clean digital PDFs.
Categorized for the books. Pro adds income/expense coding and a cash-flow summary.

Related: Why QuickBooks won't import your PDF Β· Credit-union statements Β· Credit-card statements Β· BankTidy vs DocuClipper Β· How-to guide

Frequently asked questions

Is it safe to convert my First National Bank statement?

Yes. You upload a statement you already have β€” there's no First National Bank login and no account linking. Files are processed only to produce your Xero import file and are not used to train anything; data is encrypted in transit and at rest.

Does this work if my First National Bank statement is scanned or a photo?

Yes. BankTidy reads the page directly rather than relying on a pre-built template, so scans and phone photos work β€” exactly where template-based converters tend to fail.

Will the Xero output balance?

Every conversion checks the opening balance plus all transactions against the printed closing balance. If it ties out you get a reconciled confirmation; if not, the likely rows are flagged.

How many First National Bank statements can I convert?

Three per month free, no card. Just have one big job? A one-time $9 pack covers 50 pages with no subscription, and credits never expire. Monthly plans start at $15 for regular volume.

Do I have to subscribe?

No. If you only need one statement converted, the $9 pack is a one-time purchase β€” nothing renews, nothing recurs. Plans exist for people converting statements every month.

Don't see your bank? Request it.

Tell us which bank or credit union you need and we'll add it. We read any layout β€” this just helps us prioritize.

Ready to convert your First National Bank statement?
Start free β†’