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Convert a Synchrony Bank statement to Xero

Turn a Synchrony Bank statement PDF into a clean, reconciliation-ready Xero import file in under a minute — no template setup, including many bank formats that template-based tools struggle with.

🔒 Privacy-first: No bank login. We don’t keep your statements. Read, convert, done. How we handle data → ✓ See the accuracy benchmark →
Drop in your Synchrony Bank PDF — get Xero back, reconciliation-ready.
Convert a statement free →
3 free / month · no card · no bank login
Bigger statement? $9 buys 50 pages one-time — no subscription, credits never expire. Get a pack →

How to convert your Synchrony Bank statement

  1. Upload the PDF. Drag your Synchrony Bank statement into BankTidy. One file or a batch.
  2. We extract & reconcile. Every transaction is pulled and signed correctly, then checked against the statement's opening and closing balances.
  3. Download Xero. Get a Xero import file that's ready for your books.

Why BankTidy handles Synchrony Bank statements that other tools miss

Synchrony Bank is a large consumer finance institution best known for issuing store-branded and co-branded credit cards for retailers, along with an online deposit business offering high-yield savings and CDs. Bookkeepers therefore see Synchrony in two forms: retail card statements with detailed purchase and payment activity, and straightforward deposit statements. BankTidy reads either kind of Synchrony statement PDF without a preset layout and reconciles the captured transactions to the closing balance shown, so whether you export to CSV, Excel, QuickBooks, or Xero, the file already reflects the complete set of charges, payments, or deposits.

No template setup. Nothing to configure for Synchrony Bank — upload and go.
Reconciled output. The Xero file ties to the statement's own balances, or the rows are flagged.
Reads scans & photos. Works on imaged statements, not just clean digital PDFs.
Categorized for the books. Pro adds income/expense coding and a cash-flow summary.

Related: Why QuickBooks won't import your PDF · Credit-union statements · Credit-card statements · BankTidy vs DocuClipper · How-to guide

Also: Synchrony Bank → Excel Synchrony Bank → CSV Synchrony Bank → QuickBooks Synchrony Bank → Google Sheets

Frequently asked questions

Is it safe to convert my Synchrony Bank statement?

Yes. You upload a statement you already have — there's no Synchrony Bank login and no account linking. Files are processed only to produce your Xero import file and are not used to train anything; data is encrypted in transit and at rest.

Does this work if my Synchrony Bank statement is scanned or a photo?

Yes. BankTidy reads the page directly rather than relying on a pre-built template, so scans and phone photos work — exactly where template-based converters tend to fail.

Will the Xero output balance?

Every conversion checks the opening balance plus all transactions against the printed closing balance. If it ties out you get a reconciled confirmation; if not, the likely rows are flagged.

How many Synchrony Bank statements can I convert?

Three per month free, no card. Just have one big job? A one-time $9 pack covers 50 pages with no subscription, and credits never expire. Monthly plans start at $15 for regular volume.

Do I have to subscribe?

No. If you only need one statement converted, the $9 pack is a one-time purchase — nothing renews, nothing recurs. Plans exist for people converting statements every month.

Don't see your bank? Request it.

Tell us which bank or credit union you need and we'll add it. We read any layout — this just helps us prioritize.

Ready to convert your Synchrony Bank statement?
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